How to See All Your Subscriptions on iPhone (Apple, Google Play and Credit Card)

Updated · 7 min read · By SubLess Team

Quick answer

Your iPhone shows only the subscriptions Apple bills: open Settings, tap your name, tap Subscriptions. Everything else, from Netflix on your credit card to Google Play, a carrier bundle or a PayPal auto-payment, lives somewhere else. To see them all you check four places: Apple, Google Play, your card and bank statements, and your email receipts. Below is the fastest way through each, and a 15-minute routine that catches the ones you forgot.

Why no single screen shows everything

People open the Subscriptions screen on their iPhone, see four or five entries, and conclude that is what they pay for. It is not. That screen is one drawer. A subscription lives wherever the money is taken from, and there are four such places:

Most people have subscriptions in at least three of the four. That is why the number you think of and the number your bank sees rarely match.

Apple: Settings, your name, Subscriptions

  1. Open Settings and tap your name at the top.
  2. Tap Subscriptions. Active ones are listed with the next billing date and price.
  3. Scroll down for Expired or Inactive: everything you used to pay Apple for. Useful for spotting a trial you thought had ended.

Three things people miss here. The same list is in the App Store app (tap your photo, then Subscriptions) and on a Mac (App Store, your name, Account Settings). With Family Sharing, each member sees only their own subscriptions, even if one card pays for all of them; the organiser has to check each account. And a subscription that says "Netflix" in this list means Apple bills it, which changes how you cancel it.

Google Play subscriptions from an iPhone

If you ever had an Android phone, or signed up to something through a Google account, there may be subscriptions still running on Google Play. You do not need an Android device to see them:

  1. In Safari, open play.google.com/store/account/subscriptions.
  2. Sign in with the Google account. If you have more than one, check each.
  3. The page lists active and cancelled subscriptions with renewal dates.

YouTube Premium and Google One are the usual surprises here; both bill through Google even when you use them mostly on an iPhone.

Your card and bank statement: the search that finds the rest

This is where the forgotten ones are. Open the last three months of statements for every card and account you use, including the one you only use for "online stuff". Then:

  1. Mark every charge that repeats with the same merchant and roughly the same amount. Three months is enough to catch monthly and most quarterly charges; for yearly ones, search the merchant name across the last 13 months.
  2. Decode the descriptors. Statements abbreviate. APPLE.COM/BILL is any Apple subscription (the Subscriptions screen tells you which). GOOGLE *YouTube or GOOGLE *Google One are Google Play. PAYPAL *NETFLIX means PayPal is the middleman. AMZN Digital or Amazon Prime is Amazon. PADDLE.NET*, FS * and DRI* are payment processors used by software companies; the app name follows the asterisk.
  3. Check PayPal separately. PayPal auto-payments show on your statement only as "PayPal". Open paypal.com/myaccount/autopay to see every merchant allowed to charge you automatically. This list is longer than most people expect.
  4. Use your bank's recurring view if it has one. Many banking apps now flag recurring merchants or have a "subscriptions" tab. It is not complete, but it is a fast first pass.

The charge you cannot identify: search the exact descriptor text in a search engine with the word "charge". Someone has asked before. If it still means nothing, your bank can tell you the merchant's registered name and contact details, and you can dispute it from there. Our guide on unrecognised charges is coming soon.

Email receipts: three searches

Every subscription sends receipts, renewal notices or "your trial is ending" emails. Searching your inbox is the fastest way to build a list, and it catches services that bill someone else's card in the household. In Gmail, paste these one at a time:

Apple Mail search is less precise, but "receipt", "renewal" and "subscription" as separate searches get most of the way there. Skim the sender names rather than reading each email; you are building a list of companies, not checking amounts.

Subscriptions hiding on your phone bill

Carriers sell Netflix, Disney+, Spotify and cloud storage as add-ons, and the charge appears as one line on the phone bill rather than on your card. Open the itemised bill in the carrier's app and look for anything that is not calls, data or the device instalment. Bundles that were "free for six months" are the classic case: the promotion ends, the line item stays.

Put them in one list

Finding subscriptions once is useful. Seeing them in one place, with the next renewal date next to each, is what actually changes behaviour. A spreadsheet works. A notes file works. The point is a single list you can look at before a billing date, not after.

This is what we built SubLess for, so a word on what it does and does not do. It keeps every subscription in one list with the renewal date, monthly cost and a reminder a few days before each charge. You add them by typing, by importing a screenshot of the Apple Subscriptions screen, by uploading a PDF of a card statement, or by letting it scan Gmail receipts. It does not connect to your bank, and the free version tracks up to five subscriptions. If you only have five, it is free forever.

The 15-minute routine

  1. Apple: Settings, your name, Subscriptions. Note active ones and check Expired for surprises. Two minutes.
  2. Google: play.google.com/store/account/subscriptions in Safari, for each Google account. Two minutes.
  3. PayPal: paypal.com/myaccount/autopay. One minute.
  4. Cards and bank: last three months, mark repeating charges, decode the descriptors. Six minutes for two cards.
  5. Email: the three searches above, skim sender names. Three minutes.
  6. Phone bill: the itemised view, anything that is not calls or data. One minute.
  7. Write the list with the next renewal date for each, and put a reminder on the day before the first one.

Do it once now and once every three months. The second pass is faster, and it is the one that catches the trial you started in between.

Frequently asked questions

Does the Subscriptions screen on iPhone show all my subscriptions?

No. It shows only the ones billed through Apple. Anything charged directly to your card, through Google Play, PayPal or a phone provider is not listed there.

How do I see expired subscriptions on iPhone?

Settings, tap your name, tap Subscriptions, then scroll down to the Expired or Inactive section. It lists everything you previously paid Apple for and when it ended.

Can I see subscriptions that a family member pays for?

Not from your own account. With Family Sharing, each member sees only their own subscriptions, even when one payment method covers all of them. The family organiser has to check each member's account or the shared card statement.

How do I find out what a charge on my statement is?

Search the exact descriptor text online together with the word "charge". If that fails, your bank can give you the merchant's registered name and contact details, and you can dispute the charge if it is not yours.

How often should I check my subscriptions?

A full pass every three months is enough for most people. Trials convert and promotions end on that kind of timescale, and each pass takes about fifteen minutes.

How to cancel NetflixCan you get a Netflix refund?

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